A Tesla Cybertruck owner shares his truck was totaled after it was sideswiped by an E-scooter. However, the insurance company is only offering to pay him a “fair market price” of $77K, even though he paid $198K for the truck and still owes the bank $171K.
Even if he has Allstate, this is a good question about Tesla’s in-house insurance. Or maybe Allstate didn’t offer it for the Cybertruck, obviously they shouldn’t have if they did. That 100% would have been a losing product and insurance companies don’t do that.