Credit cards are an amazing tool, and one of the best things that people don’t realize is almost every single credit card gives you 90 days loss damage theft protection, and an extra year warranty on top of whatever the manufacturer gives you.
This has literally saved me tens of thousands of dollars over the last three decades.
I got two brand new laptops because they both died around the 2 to 3 year point, and the extra year of CC warranty carried the coverage over. With no replacement parts available, they were required to give brand new laptops with new warranty. That’s just one example of many. My brother smashed a TV when we were setting it up… Invoked the 90 dat damage protection and got a “free” TV.
Oh my god this is the first I’ve heard of this and I could have saved fucking THOUSANDS with the amount of shit I’ve bought that’s broken over the last 5 years. Where is this info??? Is it only certain CCs?
YES! I had forgotten about that one! My current policy has basically “permanent rental insurance”. Woah, thanks for the reminder to literally browse my benefits package again.
Cue all the whining.
Credit cards are an amazing tool, and one of the best things that people don’t realize is almost every single credit card gives you 90 days loss damage theft protection, and an extra year warranty on top of whatever the manufacturer gives you.
This has literally saved me tens of thousands of dollars over the last three decades.
I got two brand new laptops because they both died around the 2 to 3 year point, and the extra year of CC warranty carried the coverage over. With no replacement parts available, they were required to give brand new laptops with new warranty. That’s just one example of many. My brother smashed a TV when we were setting it up… Invoked the 90 dat damage protection and got a “free” TV.
Oh my god this is the first I’ve heard of this and I could have saved fucking THOUSANDS with the amount of shit I’ve bought that’s broken over the last 5 years. Where is this info??? Is it only certain CCs?
A lot of cards have other fringe perks like insurance on rental cars, for example. Absolutely worth flipping through your benefits package sometime.
YES! I had forgotten about that one! My current policy has basically “permanent rental insurance”. Woah, thanks for the reminder to literally browse my benefits package again.