I feel like I’ve tried every single app for financing out there. So far ynab does good but I fall off from time to time. Tracking stuff on my phone seems like it’s great in theory for most but I over complicate it every single time.
One big issue for me is sometimes I’ll do a pending payment and it won’t come out for a few days I might forget about it. I end up paying another bill and I end up over extending myself. Doesn’t happen every week but seems like it happens monthly.
Anyone have a simple system for tracking bills due, ones that are pending being paid?
I use Actual and any recurring bill is set up as a schedule. As such, I can see it in the appropriate account a week (this amount is customizeable) ahead of its due date. It can be set to post automatically on that due date.