I feel like I’ve tried every single app for financing out there. So far ynab does good but I fall off from time to time. Tracking stuff on my phone seems like it’s great in theory for most but I over complicate it every single time.
One big issue for me is sometimes I’ll do a pending payment and it won’t come out for a few days I might forget about it. I end up paying another bill and I end up over extending myself. Doesn’t happen every week but seems like it happens monthly.
Anyone have a simple system for tracking bills due, ones that are pending being paid?
I was going to suggest just getting receipts (still only solving part of the problem) and using a spreadsheet. Why overthink it? Then I was reminded by my own ADHD that I haven’t screwed around with spreadsheets in a while and am now off to play around with pivot tables. Immediately demonstrating why this is a bad solution.