I feel like I’ve tried every single app for financing out there. So far ynab does good but I fall off from time to time. Tracking stuff on my phone seems like it’s great in theory for most but I over complicate it every single time.
One big issue for me is sometimes I’ll do a pending payment and it won’t come out for a few days I might forget about it. I end up paying another bill and I end up over extending myself. Doesn’t happen every week but seems like it happens monthly.
Anyone have a simple system for tracking bills due, ones that are pending being paid?
I find most companies just don’t make their systems very friendly and I do as much by paper as I can. If places would just email me bills and statements where the relevant details are in the actual email (account numbers can be mostly obscured or better yet use an alias if I went to the effort of assigning one) I would be estatic but absolutely none will do that so if I can I ask for mail since they won’t actually do it in the electronic equivalent of mail.