I feel like I’ve tried every single app for financing out there. So far ynab does good but I fall off from time to time. Tracking stuff on my phone seems like it’s great in theory for most but I over complicate it every single time.
One big issue for me is sometimes I’ll do a pending payment and it won’t come out for a few days I might forget about it. I end up paying another bill and I end up over extending myself. Doesn’t happen every week but seems like it happens monthly.
Anyone have a simple system for tracking bills due, ones that are pending being paid?
I only pay a waterbill manually, i put it in my digital calendar that i share with my partner (i get an email and a notification when it’s time), and put the physical bill on the fridge
sometimes I just pay it when it arrives
don’t be too hard on yourself if you can’t stick with a routine perfectly, just do your best