Good luck.
When I joined the workforce full time a good number of years ago. I was chuffed to fuck to be earning £20k a year at the time. In the intervening years, the cost of living has gotten ludicrous.
In metropolitan areas, I’m not quite sure how anyone but the DINKys can cope with the financial pressures of city living.
Not really.
You make some points I agree with, you make some points I’m neutral on, and you make some points I disagree with.
In nearly all cases though, you appear to take an insular view which comes across as confrontational and adds little to the discussion but a sour taste.
It’s pointless discussing a topic with you when you either take a deep rooted view with no opportunity for open discussion, and/or take a childish “I told you so” position when hearing a dissenting view.
That’s likely why you are getting downvotes. Other views may apply.