Windows’ UX is shit.
Windows 11 still has its settings splattered across multiple applications. The Settings application has all the shiny new gimmicks they added, yet still lacks any way to change some basic settings. If you need to reset a local user’s password, you’re stuck going back into the now-gutted Control Panel to do it. And if you want to change something that Microsoft feels the average user shouldn’t be allowed to know exists, you’re using the group policy editor to do it.
Or, how about the way that there’s at least two applications installed by default that do the same or very similar things? Windows Media Player or Videos? Paint or Paint 3D? Cmd.exe or Windows Terminal?
How about the design language inconsistency? The Run dialog was left looking like a Windows 7 dialog and didn’t get a dark mode until the mid 2020s. The Event Viewer and Windows Firewall UIs are still something right out of Windows XP, but with Vista-smeared paint applied on top.
Or, if that’s not bad UX, then how about the ads in the start menu? Or how OneDrive tries to trick you into uploading your desktop to the cloud? Or, maybe all the telemetry services running in the background and slowing shit down?
If you’re using a distro with a worse UX than that, then that’s on you. There’s plenty of options that provide a more cohesive UX than Windows









Most people with that little money aren’t going to go out of their way and assume the risk of investing in new ventures. They’re going to put it in some managed or unmanaged fund recommended by someone else, and that money is going to be invested in something safe and presumably profitable on an infinite time scale, like a megacorp (or 500).
It would amazing if the everyday worker’s savings went towards aiding the local community in starting new businesses, but I wouldn’t count on that being the default.