SS is a defined benefit administered (and guaranteed) by an independent agent. Pension is a defined benefit administered by employer (or PBGC). Seems pretty similar to me.
Annuity is a defined contribution disbursed formulaically by a company you hired. The only similarity is the regular payment.
Don’t even try to pick based on performance. Whatever they did in the last year, or 5, or 10 is mostly irrelevant to what they do in the next 30. You’re betting on the economy, not on a stock picker.
Beyond that, it kind of depends on why you want an ‘SRI’ fund. If you just want someone to tell you your investments don’t make you a bad person, then pick a fund from a large brokerage with low maintenance fees, ideally in the range of 0.1%/year. If you want an SRI because you think the market is going to reward ethical companies or punish unethical companies, or because you’'re willing to sacrifice long-term performance for not actively exploiting externalities, then you need to dig into the funds a little deeper and find out what they mean by ‘social responsibility.’ It’s a hot marketing phrase right now, with no regulatory meaning, so you can be sure that there are products being called ‘socially responsible’ with little or no difference from products not so labeled.
If you actually have a specific ethical agenda, then you need to be prepared to do a lot of work. You’ll need to understand how the fund defines SRI, find out what benchmarks they use to greenlight companies, and figure out whether those benchmarks can be greenwashed. Can Exxon donate a few million dollars to a sketchy ‘reforestation charity’ and claim to be carbon-neutral? I imagine this research is out there, but the people interested in Wall Street tend to be a different set than those interested in climate, labor rights, or political freedom.
You can only spin drives down if they’re idle. If you have a service that touches it - say, homeassistant logging data, tvheadend updating EPG - then they’re going to keep spinning.
I switched from an I3-530, nominal TDP 73W, to an N-100, nominal TDP 7W, and power from the wall didn’t change at all. Even the i3 ran around 0.1 CPU load, except when transcoding, and I’m left with the impression that most of the power goes into HDDs, RAM, maybe fans, and PS losses. My sense is that the best way to decrease homelab power use is to minimize the number of devices. Start with your seyrver at 60W, add a WAP at 10-15W, maybe a switch at 10-15W… Not because of the CPUs, necessarily, but because every CPU every CPU comes with systems to keep the CPU going, keep the power regulated, etc.
I’m not a huge docker expert, but I recently spun up a tandoor…dev, and their config instructions explicitly point out a couple of mounts that have to be volumes and can not be binds.
Docker’s own comments are https://docs.docker.com/engine/storage/volumes/ which my tl;dr is faster, can be shared by multiple containers, and can be a remote (NFS/CIFS) target.
I’d guess that maintainers use the volume structure to let docker handle the details of creating and maintaining the mount, rather than put it on the user, who may be spinning up their first-ever docker and may make all kind of naive mistakes.
My ISP seems to use just normal DHCP for assigning addresses and honors re-use requests. The only times my IP addresses have changed has been I’ve changed the MAC or UUID that connects. I’ve been off-line for a week, come back, and been given the same address. Both IPv4 and v6.
If one really wants their home systems to be publicly accessible, it’s easy enough to get a cheap vanity domain and point it at whatever address. rDNS won’t work, which would probably interfere with email, but most services don’t really need it. It’s a bit more complicated to detect when your IP changes and script a DNS update, but certainly do-able, if (like OP) one is hell bent on avoiding any off-site hardware.
Daniel Stenberg claims that the curl bug reporting system is effectively DDOSed by AI wrongly reporting various issues. Doesn’t seem like a good feature in a code auditor.
The UPS needs some power to keep its batteries full. Could be that it’s triggering off some threshold to do a charge cycle instead of just running a constant trickle. I’ve noticed that my laptop and phone charge that way, for example.
…hanging from their cables…
It really depends on what your data is and how hard it would be to recreate. I keep a spare HD in a $40/year bank box & rotate it every 3 months. Most of the content is media - pictures, movies, music. Financial records would be annoying to recreate, but if there’s a big enough disaster to force me to go to the off-site backups, I think that’ll be the least of my troubles. Some data logging has a replica database on a VPS.
My upload speed is terrible, so I don’t want to put a media library in the cloud. If I did any important daily content creation, I’d probably keep that mirrored offsite with rsync, but I feel like the spirit of an offsite backup is offline and asynchronous, so things like ransomware don’t destroy your backups, too.
With only 15U, assuming devices don’t stick out the back, I’d move it face-up, so devices are more hanging from their ears than cantilevered. A full, 42/48U rack is extremely top-heavy and tipping during move is a serious risk, but 15U is fine. It’s still very dense, and OP should try to ratchet-strap it to hard points in the trailer.
It kind of amazes me that, in this day and age, email has turned out to be the lynchpin of security. Email as a 2FA endpoint. Email password reset systems. If email is compromised, everything else falls. They used to tell us not to put anything in email that you wouldn’t put on a postcard…how did this happen?
Wonder if there’s an opportunity there. Some way to archive one’s self-hosted, public-facing content, either as a static VM or, like archive.org, just the static content of URLs. I’m imagining a service one’s heirs could contract to crawl the site, save it all somewhere, and take care of permanent maintenance, renewing domains, etc. Ought to be cheap enough to maintain the content; presumably low traffic in most cases. Set up an endowment-type fee structure to pay for perpetual domain reg.
At least my descendants will own all my comments and posts.
If you self-host, how much of that content disappear when your descendants shut down your instance?
I used to host a bunch of academic data, but when I stopped working, there was no institutional support. Turned off the server and it all went away (still Wayback Machine archives). I mean, I don’t really care whether my social media presence outlives me, the experience just made me aware that personal pet projects are pretty sensitive to that person.
As a long-term non-exerciser, routine and coupling it with a reward was definitely key. I started out just walking, and walking to get lunch was a key motivator. Upgraded to a rowing machine, and it doesn’t even feel like a chore to sit on the machine and watch a movie in parts or a show, going on 5 years.
Still have to figure out how to get some strength work in there. Just can’t seem to find a system to consistently do a few push ups, pull ups, and stand ups.
For me, the effort of going somewhere to exercise is a big impediment, and I’m self-conscious exercising in front of people. The low barrier to start a daily workout wins, hands down.
Others find camaraderie just having other people involved in the same process, or really enjoy the variety of machines and options of a well-equipped facility.
You have to figure out which type of person you are. The most important thing is just to do something. (Unless you have specific, Jason Momoa-type goals in mind)
Trouble is defining “The Rich.” Like, definitely billionaires, but there’s only a thousand of them, and you can do a lot of damage with half that. 1% are people with something around $10-15M, and that doesn’t really feel like buy-your-way-out-of-murder money. But even millionaires are probably pretty well insulated from concerns of rent and the price of eggs.
If it were up to me, “Rich” would be somewhere in the 8-figures region, but I’m one of those privileged, ‘comfortable,’ oldere people.
Back in the day, I set up a little cluster to run compute jobs. Configured some spare boxes to netboot off the head-node, figured out PBS (dunno what the trendy scheduler is these days), etc. Worked well enough for my use case - a bunch of individually light simulations with a wide array of starting conditions - and I didn’t even have to have HDs for every system.
These days, with some smart switches, you could probably work up a system to power nodes on/off based on the scheduler demand.
Given how many users threads claims, I suspect threads members must be de facto limited to threads communities. Even if they can, technically, subscribe to regular lemmy communities, how would they discover them? “320 million” threads users vs 65,000? 100,000? lemmy users? And community search is going to be flooded with options from the platform with 2000x more users.
The main difference is who bears the risk. For pensions, it’s the employer, who has to make extra payments if the pension fund falls behind it projected obligations, or surrender its management to PBGC. That open-ended risk is why most companies have abandoned pensions. For SS, it’s the government (although they do have the power to change their legal obligation). For annuities, it’s the recipient, who will just get less money if the annuity’s investments underperform during the accumulation phase.