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Joined 3 years ago
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Cake day: June 30th, 2023

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  • Open a free brokerage account now and buy an index fund. Only index funds and even if it is $20 or $4 a month keep investing in index funds. Fidelity has several with no fees. Google what an index fund is. Don’t ever gamble on a regular stock, it’s basically gambling and not worth it.

    I thought I was too poor for the “stock market” but I was an idiot and now I’m a much older still-broke idiot who is never going to get to retire.

    Also start saving for retirement now. Open a Roth IRA and fill it with index funds.

    I know this sounds ridiculous and stupid and not fun but seriously preparing for your financial future is the best thing you can possibly do for yourself. I wish I had.

    Don’t be me kids.




  • I grew up on well water that smelled like sulfur and was sometimes unsafe to drink.

    The water fountains at school were HEAVILY chlorinated.

    Water just wasn’t really an option growing up or if it was you had to mask the taste with Koolaid or something.

    I don’t crave it. I’m not in the habit of drinking plain water. I have a zero water system now and I drink it a lot more but some people either have an access issue or never developed the habit due to similar factors as me.