Debanking on wikipedia

So with the new regime executive order declaring it essentially illegal to be unhoused, people at risk might be thinking, “how do they classify me as homeless if I am surfing between friends or family or shelters?”

One of the big answers to this is the practice of debanking. If your financial institutions catch wind that you don’t have a stable address, they will try to close your accounts and send your balance as a cashier’s check to your last legal address. At-risk people understand the many, many scenarios where even just this process could be devastating.

Some unexpected ways you can get de-banked:

  • your apartment doesn’t have a legal address

  • you lose home owner’s insurance or your coverage changes and your bank decides it doesn’t like that

  • your building’s owner defaults

  • fire

  • flood

You may be at risk and just now realizing it. If you have an MH diagnosis and you don’t have two back-up legal addresses, you are on this Ex O.

Anyway, do not get debanked. Have legal address back-up plans EVEN IF YOU TRY TO FLEE THE COUNTRY because you do not want the regime classifying you as someone they want to put in the camps.

Sorry for another US-centric post.

  • archonet@lemy.lol
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    2 days ago

    Currently shit scared as a gay guy with autism. I studied this, on my own, out of curiosity – how a relatively modern society can commit atrocities upon its own citizens that it deems “lesser”.

    In high school, where we had entire chapters of our history books that we focused on for weeks dedicated to things like the civil war and the war of 1812, WWI and WWII were (in my recollection) split between a single chapter titled “The World Wars” or something like that, and anything later was usually glossed over in even briefer fashion (Korea, Vietnam, and the Cold War all shared a single chapter. I’m not even sure the Cuban Missile Crisis was given a sentence. But holy fuck did they want you to recount in great detail all the facts and figures of the revolutionary war and civil war, down to excruciatingly painful detail. – I digress, it just irked me then and it still does now).

    My point is, nobody chased me down and beat me over the head with a textbook to research the Holocaust and how it happened, nobody made me learn the finer points of going from an economic crisis to an angry little egomaniac getting elected to gas chambers and piles of bodies. We were taught what happened, in the driest fashion, but they never taught us how it happened. For me, nobody had to. I wanted to learn, so that I’d hopefully recognize the signs if they ever happened again. And now I can’t afford to leave on my own, while watching them slowly follow the exact same playbook in almost the exact same way. You start with the most vulnerable people and expand that over time to “everyone you don’t like”, and I have no illusions about being a friend to republicans.

    Also, hey, sidebar: anyone else finding the combination of “gutting NOAA funding”, “open air cages”, and “located in Florida, where devastating hurricanes regularly sweep through”, to be something Eichmann would’ve called genius? “Oops, we didn’t have any warning! Awww, shucks, shame about all those un-people we wanted to be rid of!” And the gators take care of the bodies. It’s brilliant, in a way.

    my last hope is Canada opens their borders to unskilled/disabled refugees, but I don’t hold out a lot of hope.

    • Lobster Bisque@lemmy.world
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      1 day ago

      I’m with you, this is bad. I’m not LGBTQ+, but the fact that I have autism combined with ovaries has been terrifying lately. It feels like no one else sees what’s happening and they definitely don’t want to hear about it…

      I remember in highschool getting to take an elective history class focused on the details (like how it happened) of the Holocaust, Armenian Genocide, and the importance of learning from history and our past. It was a great opportunity and sparked an “interest” in genocides and I guess social justice for me. I wish more people had this opportunity and interest. It’s really difficult to see what’s happening around the US and honestly many other places I’m around the world so plainly, but having no significance or capability to do anything about it. It feels like no one cares and it feels like the bad guys won and all in slow motion

    • Jarix@lemmy.world
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      2 days ago

      I’m currently wondering if I should offer to marry an American who wants to move to Canada. Not even sure how that works but I’m kind willing to lol, buy us a house, we both live in it and larp a marriage if we have to. I’m middle aged now, ready for one of those crisis I’ve heard of lol

      • archonet@lemy.lol
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        2 days ago

        at this point I think my faith in other people is too damaged to accept such a thing from anyone I don’t know personally – (and alas, I have no friends up north), but I do hope you rescue someone worth saving. Not all of us didn’t see this coming. Nobody deserves that fate, not a migrant, not someone trans or someone poor or who jaywalked while black or anybody who stepped on that orange rapists bone-spurred toes.

        Having said that, you should probably get rid of this comment, as I doubt Canada’s immigration authorities are very keen on marriage fraud, no matter how nice a gesture it may be.