What to do: have 6 figures in the bank. Buy shiity flat, buy expensive flat or just continue to enjoy number going up. No kids. No hope. Im leaning towards shitty flat because i’d pay it off quickly but if all goes to hell then does it matter?
Genuine question. Current living situation is irritating but cheap.


if you have no hope, then I don’t see the point in having good finances.
Guess you answered my question.
Try to remember that real estate always has ongoing expenses like repairs, taxes, insurance.
so dont blow it all.