Recently switched a needed policy to a different company. Same policy details, $400.00 less for 6 months. They really just rely on people letting things get charged automatically. It just seems insane to me. And wastes my time having to swap back and forth. But whatever, I’ll do it.
I switched my insurance about four months ago, and I thought I was getting a good deal because I had bundled my home insurance and my automobile insurance.
Since the home insurance was being paid out of my mortgage, I hadn’t really looked at how much it was costing, because originally it was like $800 a year. And in the five years I’ve owned my home, it had ballooned to almost $2k.
All told from switching over my insurance, I cut my annual insurance cost by nearly $3,000, although some of that was from taking my 20 year old pickup off of full coverage and dropping my project Jeep from coverage while it’s not currently drivable, so, once I fix the Jeep, I will end up paying more of that again.