I watch the British “Coronation Street” and see them just swiping their phones at a little gadget when buying a coffee at the local diner. Swipe and go, no other steps.
Honestly, the US (where we live) does this surprisingly well, considering how backwards of a country it is in a lot of other ways.
Credit cards, and even debit cards (like the one from our bank), generally have NFC these days, just like phones do. But you don’t need to faff about with your phone. Just pull out your card, tap it, done.
No app compatibility to deal with, just as easy as phone NFC, I don’t know why that’s not the standard over there. (Plenty of people do use phone payments here too though. I don’t get why.)
That was the default in the UK for quite a while and a lot of (typically older, I think) people still use a physical card for contactless payment. Most people have moved to mobile contactless payment because it’s just as quick as fishing a card out of a wallet, most people always carry their phone and it has a degree of biometric security that the physical card doesn’t.
I don’t generally carry a wallet or cash and haven’t for years. I have all my cards in my e-wallet, including my default credit, bank, loyalty and even my work door access cards on there. If I do forget my phone, I can do all their same from my watch and never have to carry a wallet with a dozen pieces of plastic in. A win for pocket space, if nothing else!
I watch the British “Coronation Street” and see them just swiping their phones at a little gadget when buying a coffee at the local diner. Swipe and go, no other steps.
Sadly NFC doesn’t work on graphene though
It does if you just slip a tap-to-pay enabled bank card in the back of your phone case.
Honestly, the US (where we live) does this surprisingly well, considering how backwards of a country it is in a lot of other ways.
Credit cards, and even debit cards (like the one from our bank), generally have NFC these days, just like phones do. But you don’t need to faff about with your phone. Just pull out your card, tap it, done.
No app compatibility to deal with, just as easy as phone NFC, I don’t know why that’s not the standard over there. (Plenty of people do use phone payments here too though. I don’t get why.)
– Frost
That was the default in the UK for quite a while and a lot of (typically older, I think) people still use a physical card for contactless payment. Most people have moved to mobile contactless payment because it’s just as quick as fishing a card out of a wallet, most people always carry their phone and it has a degree of biometric security that the physical card doesn’t. I don’t generally carry a wallet or cash and haven’t for years. I have all my cards in my e-wallet, including my default credit, bank, loyalty and even my work door access cards on there. If I do forget my phone, I can do all their same from my watch and never have to carry a wallet with a dozen pieces of plastic in. A win for pocket space, if nothing else!
Are magnetic strips and signatures still a thing there? And do people still get actual ‘pay cheques’?
Blows my mind that you have to do your own taxes there.