Closest I’ve seen to this being done was the movie Black Hawk Down. Meanwhile can you imagine everyone screaming at each other in the John Wick films? Other movies like Aliens would have been a whole different level of horrifying as the sound fades away until its just the sound of the actor’s muffled heart beat and their cluelessness that the xenomorph is crawling up behind them.
If there’s background noise, I usually ask people to repeat themselves if I can’t hear them, with a bit of obvious hand signals as to the reason.
I wonder what the reason for generally loud families is … maybe being raised by someone who was trying to mask deafness or something :-/